Archive for the ‘Health Insurance deadline’ Category
December 10th, 2015 by Marie DeWolf
There is still time!
Yes, the Holidays are nearly upon us, but you still have until December 15th to make your Open Enrollment selections to be effective 1/1/16.
And you have until January 15th to make your Open Enrollment selections to be effective February 1st.
Do not delay!
If you need help, call us. We are here to help you sort out the details BEFORE the deadline.
Then with that task over and done with, you can simply relax and enjoy the Holidays!
Call Marie DeWolf Insurance today to regain your peace of mind: 970.622.9982
Tags: 2016 Open Enrollment
Posted in 2015 Open Enrollment Deadline, 2016 Open Enrollment Deadline, Health Insurance, Health Insurance deadline, Loveland Colorado, Marie DeWolf, Marie DeWolf Insurance, OBAMA Care, Open Enrollment | No Comments »
October 26th, 2015 by Marie DeWolf
Hello and Welcome!
October is here ... and along with Halloween, that means Open Enrollment will be here very soon.
For a plan effective 1/1/16:
Open Enrollment begins November 1, 2015 and runs until December 31, 2015
For a plan effective 2/1/16:
Open Enrollment begins November 1, 2015 and runs until January 31, 2016
Get ready to study new plans, make changes to your current plans and even just enroll in a plan. Enrolling in a plan will save you fees and penalties at the time you compute you taxes every year. This penalty increases every YEAR.
Do you know we can help you with enrolling in plans “ON or OFF” the Exchange?
The Exchange is a vehicle to help you pay your premium, a subsidy may be available to you – it’s a way to reduce your premium and still get a great insurance plan. The Exchange is also known as ConnectforhealthCo.org, check it out and call us.
Marie DeWolf – 970-622-9982 – WE CAN HELP AND IT IS FREE!
Tags: 2015 deadline, Health Insurance Open Enrollment, Open Enrollment
Posted in 2015 Open Enrollment Dates, 2015 Open Enrollment Deadline, Health Insurance, Health Insurance deadline, Health Insurance Plan, Health Insurance Subsidy, Healthcare Insurance changes 10/1/13, Marie DeWolf Insurance, Medicare, Medicare Open Enrollment, Northern Colorado, Open Enrollment | No Comments »
October 24th, 2015 by Marie DeWolf
MEDICARE OPEN ENROLLMENT IS HERE: OCTOBER 15 – DECEMBER 7
Medicare Open Enrollment allows Medicare participants to review their current plan and discuss changes to the plans for 2016.
- This is also an excellent opportunity to update their Part D (drug) plans.
- Did you know you can change your Drug plan every year at Open Enrollment?
- If you have new prescriptions or your current plan is changing, a different plan may work better, to cover your current and new drugs.
It is worth your time to check with your Broker and make sure your plan is the RIGHT plan for your present needs.
Call Marie DeWolf Insurance: 970-622-9982 - WE CAN HELP AND IT IS FREE!
Posted in 2015 Open Enrollment Dates, 2015 Open Enrollment Deadline, Loveland Colorado, Marie DeWolf, Marie DeWolf Insurance, Medicare, Medicare Open Enrollment, Northern Colorado | No Comments »
December 18th, 2014 by Marie DeWolf
SO ... the initial 'OPEN ENROLLMENT PERIOD' from November 15th to December 15th is OVER.
Hopefully you were able to get the changes made you needed to make, and got enrolled in the plan you wanted.
Did you know the subsidy amounts went down for 2015?
If you had a challenge on the "CONNECTFORHEALTHCO.COM" website, you can give us a call. We will try to help you ... we know how hard it is to navigate!
WE CAN HELP !!!!
Most important of all, you can still enroll in a plan.
YES YOU CAN!
You now have until January 15th to have an effective date of February 1, 2015.
If you are looking to make a change from your current plan to another better option for your circumstances in 2015 - there ARE choices. We have an old/new carrier that has changed the plan designs and they are very competitive this year.
Colorado HealthOP is a new driver for Northern Colorado. They provide two different networks of providers. The EPO (Exclusive Provider Organization) includes the Banner Health System, including McKee Medical Center in Loveland and Northern Colorado Medical Center in Greeley.
The PPO (Preferred Provider Organization) includes all providers that are in the Coffinity network. This network is a broader network and includes providers throughout the whole state.
Check with your provider to see what network they participate in.
Call us for more details! 970-622-9982
Tags: 2015 Open Enrollment, Health Insurance, Insurance Agent
Posted in 2015 Health Care Insurance enrollment, 2015 Open Enrollment Dates, Health Insurance, Health Insurance deadline, Health Insurance Plan, Insurance Agent, Marie DeWolf Insurance | No Comments »
October 25th, 2014 by Marie DeWolf
OCTOBER 15, 2014
You can begin previewing the health insurance plans for 2015 (but ify ou qualify for cost reductions, you won't be able to see what your exact costs will be, even in your current plan – until November 15, 2014.
NOVEMBER 15, 2015
Open Enrollment for 2015 begins! Whether you are an existing customer or one who is apply for the first time (and are eligible), this is the first date you will be able to compare how much YOU would pay for different health plans, based on your own financial situation. When you've chosen the plan that owrks best for you, you can purchase a private plan – or are required to re-apply. Those who miss this date may have a gap in insurance coverate.
FEBRUARY 15, 2015
Open Enrollment for 2015 ENDS. Unless you have certain changes in your situation later, this is the LAST DAY to enroll in health insurance and avoid paying a fine in 2015.
Tags: Apply for Healthcare now, Healthcare Open Enrollment 2015, Open Enrollment
Posted in 2015 Open Enrollment Dates, Health Care Reform, Health Insurance, Health Insurance deadline, Loveland Colorado, Marie DeWolf, Marie DeWolf Insurance, Northern Colorado, Open Enrollment | No Comments »
October 18th, 2014 by Marie DeWolf
There are three NEW WAYS to help pay for Health Insurance ...
One may apply to you!
If you are an individual making:
- Less than $15,500
No monthly cost (premiums) and very low co-payments for things like doctors, lab and prescriptions
- Between approx. $15,500 - $29,000
Lower monthly premium payments plus help paying for co-payments and deductibles
- Between approx. $15,500 - $46,000
Lower monthly premium amounts
If you are a family of 4 making:
- Less than $31,500
No monthly costs (premiums) and very low co-payments for things like doctors, lab and prescriptions
- Between approx. $31,500 - $59,500
Lower monthly premium payments plus help paying for co-payments and deductibles
- Between approx. $31, 500 - $95,000
Lower monthly premium payments
Call 970-622-9982 or email us to discuss!
OPEN ENROLLMENT IS 11/15/14 – 12/15/14
FOR COVERAGE EFFECTIVE January 1, 2015
Tags: 2015 Open Enrollment, Health Insurance Effective 1/1/15, Marie DeWolf Insurance
Posted in Health Insurance deadline, Health Insurance Subsidy, Healthcare Insurance changes 10/1/13, Loveland Colorado, Marie DeWolf, Marie DeWolf Insurance, Northern Colorado, Open Enrollment, Open Enrollment 2014 | No Comments »
April 12th, 2014 by Marie DeWolf
You have Qualifying Events and/or Special Enrollment if:
- The birth or adoption of a baby/child
- Marriage
- Involuntary loss of minimum essential health coverage
- Made a permanent move and new coverage is available
- If you choose COBRA and exhaust the time frame
- If you lose your job and do not elect COBRA
- Loss of Medicaid or CHIP
- Loss of coverage for a dependent child has reached the dependent age
- Divorce/Legal spearation
- Death of a policy holder
- Gaining status as a citizen
- Plan is due for renewal outside of Open Enrollment
- Change of income that determines newly eligible or newly ineligible for tax credit (ATP) or has a change in eligibility for cost0sharing reductions (CSR)
In compliance with the Affordable Care Act these are the most common qualifying events.
CALL US to see if you qualify and what time frames are required to make it happen!
Dial 970-622-9982
Tags: Affordable Care Act, Missed Healthcare Sign up Deadline, Open Enrollment, Qualifying Events
Posted in 2014 Healthcare Insurance Deadlines, Health Care Reform, Health Insurance deadline, Insurance Agent, Loveland Colorado, Marie DeWolf, OBAMA Care | No Comments »
March 21st, 2014 by Marie DeWolf
Here we are, close to the closing of the "Open Enrollment" period for the ACA (Affordable Care Act) and we receive more information from the Administration ...
I will preface this information with:
This too can change at any time
As you may know, the Open Enrollment period is ending on March 31 deadline for change for a May 1, 2014 effective date. You realize that after this date, you
must have a qualifying event to enroll in an insurance plan
So what is a qualifying event?
A significant life chance, such as:
- Lose your job
- Change job and lose your insurance
- You get married
- You have a baby
So NOW is a really good time to make the jump or dive in and buy health insurance. If you do that, you will be in line with the law and the mandate, which states,
"Everyone must have insurance or pay a penalty."
Call us or your broker and get insured!
970-227-7926
DeWolf-Tarin.com
Tags: Health Insurance Deadline, OBAMA Care
Posted in 2014 Healthcare Insurance Deadlines, DeWolf-Tarin & Associates Insurance Agency, Health Care Reform, Health Insurance, Health Insurance deadline, Insurance Agent, Loveland Colorado, Marie DeWolf, OBAMA Care | No Comments »
March 14th, 2014 by Marie DeWolf
NEWSFLASH
March 6, 2014
After days of speculation, the Obama Administration on Wednesday announced a two-year extension for individual health insurance policies that do not meet the standards of the Affordable Care Act.
SO ...
What that means to all of you who did "early renew" your plans with Anthem - is that we will NOT have to make a change in 2014 to be compliant with the 10 Essential Benefits.
IF ...
you want to see what an ACA compliant plan looks like and know the cost, please let me know and we will provide you with that information.
Stand by ...
to see if Insurance Carriers agree to this new twist.
Call 970-622-9982
Visit DeWolfTarin.com.
Posted in 2014 Healthcare Insurance Deadlines, DeWolf-Tarin & Associates Insurance Agency, Health Care Reform, Health Insurance, Health Insurance deadline | No Comments »
January 9th, 2014 by Marie DeWolf
January 1, 2014 is already past!
Here it is, January 8, 2014 ... already.
Are you wondering, "Can I still apply for Health Insurance, get subsidies and avoid the Penalty for not having coverage?"
The answer is "YES!"
Yes, you can – you can still go on Connect for Health Colorado website and do the following:
- Create your account
- Go to "Get assistance" tab
- Search "80538 – Marie DeWolf"
- Attach me to your account
- Begin the PEAK application
- Finish the PEAK application and press "SUBMIT"
- Now you are in the WAITING MODE – waiting for your denial into the Medicaid program
- You will receive your denial number 1B ... or a 5B ...
- Once you receive that number, you can:
- CALL ME with your username and password (do not send via email for your own security)
OR
- EDIT your Eligibility with this number.
- You can NOW shop for plans and know exactly what it will cost you.
This needs to be done and finished by January 15, 2014 to insure that you are covered by February 1, 2014.
If this is NOT done then – keep the faith! You can submit by February 15, 2014 to be covered with insurance by March 1, 2014.
Good Luck!
Call me if you have any questions.
Happy New Year !!!
Marie DeWolf
970-622-9982
Tags: Healthcare Deadlines, Healthcare Insurance Exchange, OBAMA Care
Posted in 2014 Healthcare Insurance Deadlines, DeWolf-Tarin & Associates Insurance Agency, Health Care Reform, Health Insurance, Health Insurance deadline, Insurance Agent, Loveland Colorado, Marie DeWolf | No Comments »
There is still time!
