Archive for the ‘Northern Colorado’ Category
October 26th, 2015 by Marie DeWolf
Hello and Welcome!
October is here ... and along with Halloween, that means Open Enrollment will be here very soon.
For a plan effective 1/1/16:
Open Enrollment begins November 1, 2015 and runs until December 31, 2015
For a plan effective 2/1/16:
Open Enrollment begins November 1, 2015 and runs until January 31, 2016
Get ready to study new plans, make changes to your current plans and even just enroll in a plan. Enrolling in a plan will save you fees and penalties at the time you compute you taxes every year. This penalty increases every YEAR.
Do you know we can help you with enrolling in plans “ON or OFF” the Exchange?
The Exchange is a vehicle to help you pay your premium, a subsidy may be available to you – it’s a way to reduce your premium and still get a great insurance plan. The Exchange is also known as ConnectforhealthCo.org, check it out and call us.
Marie DeWolf – 970-622-9982 – WE CAN HELP AND IT IS FREE!
Tags: 2015 deadline, Health Insurance Open Enrollment, Open Enrollment
Posted in 2015 Open Enrollment Dates, 2015 Open Enrollment Deadline, Health Insurance, Health Insurance deadline, Health Insurance Plan, Health Insurance Subsidy, Healthcare Insurance changes 10/1/13, Marie DeWolf Insurance, Medicare, Medicare Open Enrollment, Northern Colorado, Open Enrollment | No Comments »
October 24th, 2015 by Marie DeWolf
MEDICARE OPEN ENROLLMENT IS HERE: OCTOBER 15 – DECEMBER 7
Medicare Open Enrollment allows Medicare participants to review their current plan and discuss changes to the plans for 2016.
- This is also an excellent opportunity to update their Part D (drug) plans.
- Did you know you can change your Drug plan every year at Open Enrollment?
- If you have new prescriptions or your current plan is changing, a different plan may work better, to cover your current and new drugs.
It is worth your time to check with your Broker and make sure your plan is the RIGHT plan for your present needs.
Call Marie DeWolf Insurance: 970-622-9982 - WE CAN HELP AND IT IS FREE!
Posted in 2015 Open Enrollment Dates, 2015 Open Enrollment Deadline, Loveland Colorado, Marie DeWolf, Marie DeWolf Insurance, Medicare, Medicare Open Enrollment, Northern Colorado | No Comments »
March 13th, 2015 by Marie DeWolf
Spring Forward
Warm Weather
Road Trips
They are coming!
Do you know what your auto policy covers?
DEFINITIONS:
Coverage A:
Liability:
The state of being responsible for something.
Limits:
$100 / $300 / $100 What does that mean?
In the case where the insured is responsible for an accident and is sued by the person (s)
from the other vehicle involved,
$100: The insured person has bodily injury liability limits up to $100,000 per person
$300: The insured person has bodily injury liability limits up to $300,000 per accident
$100: The insured person has property damage liability limits up to $100,000 per
accident
Make sure you are covered or you may have to pay yourself.
Coverage B:
Medical Payments
Payment for medical and/or funeral expenses to you and your passengers due to bodily injury
Coverage C:
Insured/Under-Insured Motorist Coverage
This coverage applies in situations when the at-fault driver who causes an accident is either not insured
at all or has insufficient liability limits to pay for the damages s/he caused
There are other options, such as having Full coverage, having higher limits, adding roadside assistance, and more!
Give us a call to discuss what coverages would work for you!
Tags: Auto Insurance, Marie DeWolf Insurance, Understanding auto insurance coverage
Posted in Auto Insurance, Insurance Agent, Loveland Colorado, Marie DeWolf, Marie DeWolf Insurance, Northern Colorado | No Comments »
October 25th, 2014 by Marie DeWolf
OCTOBER 15, 2014
You can begin previewing the health insurance plans for 2015 (but ify ou qualify for cost reductions, you won't be able to see what your exact costs will be, even in your current plan – until November 15, 2014.
NOVEMBER 15, 2015
Open Enrollment for 2015 begins! Whether you are an existing customer or one who is apply for the first time (and are eligible), this is the first date you will be able to compare how much YOU would pay for different health plans, based on your own financial situation. When you've chosen the plan that owrks best for you, you can purchase a private plan – or are required to re-apply. Those who miss this date may have a gap in insurance coverate.
FEBRUARY 15, 2015
Open Enrollment for 2015 ENDS. Unless you have certain changes in your situation later, this is the LAST DAY to enroll in health insurance and avoid paying a fine in 2015.
Tags: Apply for Healthcare now, Healthcare Open Enrollment 2015, Open Enrollment
Posted in 2015 Open Enrollment Dates, Health Care Reform, Health Insurance, Health Insurance deadline, Loveland Colorado, Marie DeWolf, Marie DeWolf Insurance, Northern Colorado, Open Enrollment | No Comments »
October 18th, 2014 by Marie DeWolf
There are three NEW WAYS to help pay for Health Insurance ...
One may apply to you!
If you are an individual making:
- Less than $15,500
No monthly cost (premiums) and very low co-payments for things like doctors, lab and prescriptions
- Between approx. $15,500 - $29,000
Lower monthly premium payments plus help paying for co-payments and deductibles
- Between approx. $15,500 - $46,000
Lower monthly premium amounts
If you are a family of 4 making:
- Less than $31,500
No monthly costs (premiums) and very low co-payments for things like doctors, lab and prescriptions
- Between approx. $31,500 - $59,500
Lower monthly premium payments plus help paying for co-payments and deductibles
- Between approx. $31, 500 - $95,000
Lower monthly premium payments
Call 970-622-9982 or email us to discuss!
OPEN ENROLLMENT IS 11/15/14 – 12/15/14
FOR COVERAGE EFFECTIVE January 1, 2015
Tags: 2015 Open Enrollment, Health Insurance Effective 1/1/15, Marie DeWolf Insurance
Posted in Health Insurance deadline, Health Insurance Subsidy, Healthcare Insurance changes 10/1/13, Loveland Colorado, Marie DeWolf, Marie DeWolf Insurance, Northern Colorado, Open Enrollment, Open Enrollment 2014 | No Comments »
October 15th, 2013 by Marie DeWolf
$ $ $
Are you asking yourself, "So how do I buy my insurance?"
Well, you will only be able to buy your health insurance during the open enrollment period. For this year it is from 10/1/2012 to 3/31/13.
Next year, open enrollment will be limited to October thru December, 2014 only.
Now – go on your computer to www.ConnectForHealthCO.com and create your account. Once you Create your account you will need the following:
- Name
- Date of Birth
- Zip Code
- Anticipated income
What – no medical questions? That’s right no medical questions – you are covered!
And ...
- If you make below - $46,000 as an individual
- If you make below - $62,000 as a couple
- If you make below - $94,000 as a family of four
You can qualify for an Advanced Tax Credit or subsidy to help your premium or you can get cost sharing help to reduce your deductible or copays.
Call us – it costs you NOTHING! We can help answer your questions and help you navigate this new process successfully: 970-622-9982
Tags: 10/1/13 Health Care Changes, DeWolf-Tarin, Healthcare Reform, OBAMA Care
Posted in Advanced Tax Credit, DeWolf-Tarin & Associates Insurance Agency, Health Care Reform, Healthcare Insurance changes 10/1/13, Loveland Colorado, Marie DeWolf, Northern Colorado, OBAMA Care | No Comments »
October 8th, 2013 by Marie DeWolf
Do you understand that Health Care Reform affects each one of us?
Yes ... the law was passed in 2010, and
Yes….the law takes place January 1, 2014.
The Individual Mandate:
- No more pre-existing conditions exclusions – Everyone gets insurance
- Everyone is required to buy health insurance. That’s right just like car insurance
Wow! So now you have three choices:
- Buy health insurance on your own
- Enroll thru your employer if you are eligible
- Pay your penalty at the end of the year when you submit your taxes
Stay posted for more information or call us at 970-622-9982
Tags: 10/1/13 Health Care Changes, DeWolf-Tarin, Health Insurance, Healthcare Reform, OBAMA Care
Posted in DeWolf-Tarin & Associates Insurance Agency, Health Care Reform, Healthcare Insurance changes 10/1/13, Loveland Colorado, Marie DeWolf, Northern Colorado | No Comments »
October 5th, 2013 by Marie DeWolf
After much waiting and speculating, the Exchange or the Marketplace is up and running since 10/1/14.
There are many, many plans available and you can do an estimator for your proposed subsidy.
While searching for your plan, please remember the following:
- You will create an account
- To create an account you will need:
- * Family members
- * Date of Births
- * Zip code
- * County
- * Tobacco user – rated 15% for tobacco
- * Doctor of choice
- * Hospital of choice
- * Family income
Please keep in mind that the Network of providers have changed and that your Doctor or Hospital may not be in the network you choose. This can be very confusing! Our Agency is here to help you navigate all of these criteria abd help you find the best plan for 1/1/14.
You can give us a call or complete this questionnaire for us to provide plans for you.
Our services are at no cost to you – Call us we can help !!! 970-622-9982.
Tags: 10/1/13 Health Care Changes, Colorado, DeWolf-Tarin, Health Insurance, Healthcare Reform, OBAMA Care
Posted in Advanced Tax Credit, DeWolf-Tarin & Associates Insurance Agency, Health Care Reform, Healthcare Insurance changes 10/1/13, Insurance Agent, Marie DeWolf, Northern Colorado, OBAMA Care | No Comments »
October 4th, 2013 by Marie DeWolf
Health Care Reform is on its way for 2014.
We are here to help you navigate through the new laws and exchanges.
If you would like to receive ongoing information as it happens, please let us know.
Contact us via email (click here) or phone (970-622-9982).
We at DeWolf-Tarin & Associates Insurance Agency are here to help you.
Tags: 10/1/13 Health Care Changes, DeWolf-Tarin, Healthcare Reform, OBAMA Care
Posted in DeWolf-Tarin & Associates Insurance Agency, Health Care Reform, Health Insurance, Healthcare Insurance changes 10/1/13, Insurance Agent, Loveland Colorado, Marie DeWolf, Northern Colorado | No Comments »
September 26th, 2013 by Marie DeWolf
The law was passed in 2010 and now it will become law on January 1, 2014 - As of January 1, 2014 there is an INDIVIDUAL MANDATE – which means that everyone has to enroll in a health insurance plan.
The new law, will allow individuals to go to the Health Care Marketplace. The Marketplace is designed to help you find health insurance that meets your needs and fits your budget. The Marketplace offers “one-stop shopping” to find and compare private health insurance options. You may also be eligible for a new kind of tax credit that lowers your monthly premium right away. Open enrollment for health insurance coverage through the Marketplace begins in October 2013 for coverage starting as early as January 1, 2014.
You may qualify to save money and lower your monthly premium, but only if your employer does not offer coverage, or offers coverage that doesn’t meet certain standards. The savings on your premium that you’re eligible for depends on your household income.
Tags: DeWolf-Tarin, Healthcare Reform, Insurance Agent, OBAMA Care
Posted in DeWolf-Tarin & Associates Insurance Agency, Health Care Reform, Health Insurance, Healthcare Insurance changes 10/1/13, Insurance Agent, Marie DeWolf, Northern Colorado, OBAMA Care | No Comments »
Hello and Welcome!
